Why buy travel insurance?
Wanting to know more about travel insurance and what it does?
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In most cases, traveling goes without a hitch. Yet, medical bills can be crippling if you're accidently injured or unexpectedly ill overseas. For that alone, you should consider whether travel insurance is right for you.
We've listed three of the main things people want cover for, but there are many more – have a look at our list of benefits!
Medical and medical evacuation
If there's one big reason to consider buying travel insurance, this is it. In many cases, if you get sick, the hospital won't treat you without upfront payment or providing proof of an insurance policy.
World Nomads travel insurance can cover overseas emergency medical expenses including:
- Hospitalization
- Out-patient treatment (no hospital admission)
- Prescribed medicines
- Transport to get you home for ongoing treatment if we decide it's medically necessary.
This is not a full list of what's covered. There are limits and conditions that apply, so for more information check out our article on overseas medical coverage, and read your policy carefully before you buy.
Cancellation
Have to cancel your trip? When you start paying for your airfares and accommodation, it only makes sense to protect what you've spent in case you can't travel. All of our policies can help cover flights and accommodation if:
- You become sick or injured
- A close relative becomes sick or injured.
Baggage
Bags go missing from airline check-ins and things get stolen too. Loss of personal belongings is one the main reasons people buy travel insurance. Despite tracking, barcodes and all the rest of it, it's not all that uncommon for a bag or two to go astray on flights. Hope it''s not yours.
If it is, our policies can help you for loss, theft or damage when your bag is checked in with a carrier. We can also cover your essential items if your bag is delayed – think toiletries, undies, a clean shirt and some socks.
Cover for Coronavirus-related events
The level of coverage you'll have for any COVID-19-related events under our Standard and Explorer plans will depend on your Country of Residence. If you are diagnosed with COVID-19 while overseas your benefits may include:
- 24/7 access to our Emergency Assistance team, who can help you access local medical care;
- Medical costs including hospitalization;
- Evacuation or repatriation if deemed medically necessary by us and in consultation with your attending medical practitioner.
Some of our Explorer plans also offer cover for some additional COVID-19-related events such as cancellation following a diagnosis to assist our travelers.
To find out what cover applies to you, read our What's Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions.
Coverage depends on your Country of Residence and varies between plans.
Don't forget to read the policy wording when you hit the quote button as all plans are different – don't just assume your gear is covered in every situation, as conditions or exclusions may apply.
Our policies aren't designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you're not sure if something is covered get in touch.
What does my travel insurance cover?
Not sure if you're covered for your list of activities on your next trip? Watch the video to learn more about our insurance cover.
Want all the details?
You can compare the Standard and Explorer plans and prices through getting an instant online quote.
True Claims Stories
Travel Insurance Benefits: how we can take care of you*
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWherever you are, we’re here 24/7 to help you in any emergency.
Emergency Assistance, World Nomads
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.