Photo © Alexander Gorbunov/Stock

What's covered for Americans

World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials.

Get a price

Trusted by:

Trusted by:

Understand the key parts of World Nomads travel insurance

Assault

How will you help me if I get attacked?

Overseas Dental

If pain suddenly strikes, World Nomad travel insurance can cover the emergency dental treatment you need to get relief.

Overseas Medical

Don't let your medical costs bury you. Get travel insurance to help cover your medical expenses on vacation.

Medical Evacuation and Repatriation

Travel insurance can cover repatriation if you encounter a medical emergency abroad and need to be evacuated.

COVID-19 Travel Insurance

Planning a trip during a pandemic? Travel insurance can help protect you against COVID-19

Death Overseas

You may not worry about what happens to you after you die, but your family will, particularly if it happens overseas.

Travel Accidents

What can travel insurance do if I get into an accident?

Digital Nomads

If you're a digital nomad and don’t have health insurance coverage abroad, travel insurance can help with unexpected illness and injury.

Adventure activities

Travel insurance designed for adventures while traveling.

Delayed Baggage

Travel insurance for when you show up for your adventure, but your bags don't.

Trip delay

What happens if I hit a scheduling snag?

Pregnancy

Travel insurance coverage to look after yourself and your unborn child.

Domestic Travel

Planning a trip in the United States? Purchasing domestic travel insurance has a number of benefits.

Baggage & Gear

Travel insurance can help if your checked-in baggage gets delayed by your airline, damaged, lost, or stolen.

Acts of Terrorism

Find out what help you can get if you're caught up in a terror attack.

Trip Cancellation

Trip cancellation coverage helps reimburse the cost of your trip should the unexpected strike.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

Explorer Plan: $10,000
Standard Plan: $2,500

Trip Protection

Get sick or injured before your trip?
Natural disaster or terrorist attack where you’re going?
Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

Explorer Plan: $100,000
Standard Plan: $100,000

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Evacuation

Emergency medical transportation: we’ll get you to hospital or home quickly.

Explorer Plan: $500,000
Standard Plan: $300,000

Emergency Evacuation

Banged up abroad?
Need to get to hospital urgently?
Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

Explorer Plan: $3,000
Standard Plan: $1,000

Protect your gear

Camera gone?
Laptop lost?
Sports gear stolen?

Help starts here.

Emergency Accident & Sickness Medical Expense
Repatriation of Remains
Trip Cancellation
Trip Interruption

Trip Delay
Baggage & Personal Effects
Baggage Delay (outward journey only)
Rental Car Damage – where permissible

Accidental Death & Dismemberment
Generali Global Assistance 24-Hour Assistance Services
Generali Global Assistance Non-Medical Emergency Transportation Services

This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200 activities you love + more

Snow 26 activities

Water 47 activities

Air 18 activities

Land 61 activities

Sports 80 activities

Experience 40 activities

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow Activities
- Included for Standard & Explorer Plans
  Bobsled / Bobsleigh (non-snow track) Dog sledding Glacier walking Ice fishing Polar plunge Skidoos Skiing / snowboarding (cross country/Nordic) Skiing / snowboarding (on and off piste on resorts) Ski joring Sledding Sleigh rides Snow biking Snow kiting Snow mobiling Snow rafting Snowshoeing Tobogganing Tubing on snow
- Included for Explorer Plan
  Bobsled (in snow) Heli-skiing / boarding Skiing / snowboarding (backcountry/alpine ski touring) Skiing / snowboarding by helicopter or snowcat Skiing with a miniwing Skiing (instructor) Snowboarding (free-style, jumping, stunting)

Water Activities
- Included for Standard & Explorer Plans
  Banana boat rides Black water rafting Boating Canoeing Cave tubing (grades 1-5) Cruising (passenger) Cruising (crew) Dragon boating High diving (up to 33 feet) Hydrofoiling Hydrospeeding (grades 1 – 5) Jet boating Jet skiing Kayaking Kite surfing Outrigger canoe Paddle boarding Riverboarding Rowing / sculling Sailing Sailboarding Scuba diving (up to 165 feet) Sea canoeing Sea kayaking Snorkeling Speed boating Stand-up paddle surfing Surf boat rowing Surfing Swimming Tubing Wakeboarding Wakeskating Water skiing White water kayaking White water rafting Water polo Windsurfing Yachting
- Included for Explorer Plan
  Diving Free diving (up to 197 feet) Heli-skiing / boarding Lifeguarding Scuba diving to 165 feet (commercial/instructor/guide) Shark cage diving

Air Activities
- Included for Standard & Explorer Plans
  Aerial safari Gliding Indoor skydiving Microflight Parascending (over land) Passenger in a scheduled air charter Zip line
- Included for Explorer Plan
  Aviation Ballooning Fly by wire Flying as a pilot or crew Hang gliding Hot air ballooning Passenger in a private, light aircraft Passenger in a stunt plane Skydiving Tandem skydiving Wingsuit flying

Land Activities
- Included for Standard & Explorer Plans
  ATVs Backpacking Bicycle touring Bikepacking Bushwalking Camel riding / trekking Camping (up to 19,685 feet) Cycle touring Dirt boarding Dune buggy Fell running / walking Hiking or tramping (up to 19,685 feet) Hunting (excluding big game) Hurling Land surfing Moped biking Motor biking / motorcycling Motor racing (passenger only) Mountain biking (incidental to the trip) Mountain biking off track / downhill Mountain biking on tracks and trails Orienteering Outdoor endurance (less than ultra distance) Outward Bound Parkour Quad biking Rambling Roller blading Running of the bulls (spectator) Safari tours Sandboarding Sand skiing Scooter riding Scrambling (up to 19,685 feet) Segway polo Segway tours Speed trials Stilt walking Tough Mudder Trail bike riding Trail running (up to 19,685 feet) Tree climbing (up to 33 feet) Trekking (up to 19,685 feet) Tuk tuk (passenger) Unicycling Walking (up to 19,685 feet) War games (online) WWOOFing Yoga (in class or alone) Yoga (yoga teacher) Zorbing
- Included for Explorer Plan
  Camping (up to 22,965 feet) Hiking or tramping (up to 22,965 feet) Horse riding (rodeo) Motocross Motor racing (driver) Outdoor endurance (ultra distance) Running of the bulls (participant) Scrambling (up to 22,965 feet) Trekking (up to 22,965 feet) Tuk tuk (racing, rickshaw run) War games (military simulation)

Sports Activities
- Included for Standard & Explorer Plans
  American football Aerobics Airsoft Angling Archery Athletics Badminton Ballet Ballroom Dancing Baseball Basketball Bicycle polo Bowling Boxing Broomball Butoh Capoeira dancing Cheerleading Cricket Clay pigeon shooting Croquet Curling Dance Darts Deep sea fishing Disc golfing Dodge ball Equestrian activities Fencing Fitness training Floorball Football Go karting Golf Gymnastics Hockey Horse riding Ice hockey Ice skating Korfball Lawn bowling Martial arts (non contact) Martial arts (judo, karate) Netball Obstacle course Paint balling Powerlifting Racquetball Rifle range shooting Rock fishing Roller derby Roller hockey Roller skating Rounders Rugby Running / walking (less than ultra distance) Salsa dancing Snooker Soccer Softball Spear fishing Sports shooting Squash Stoolball Table tennis Target shooting Tchoukball Tennis Triathalon (less than ultra distance) Ultimate frisbee Volleyball Weight training
- Included for Explorer Plan
  Cage fighting Kick boxing Mixed martial arts Muay Thai Running / walking (ultra marathon or more) Triathalon (ultra distance or more)

Experience Activities
- Included for Standard & Explorer Plans
  Air Guitar Bungee jumping Canyon swing Canyoning Dirt boarding Indoor rock climbing Kite boarding Kite buggy Kite flying Kite wing Mongol Rally Parasailing Skateboarding (ramp/half pipe) Skateboarding (street) Trampolining
- Included for Explorer Plan
  Abseiling Bouldering Bull riding Bushcraft Cave diving Cavern diving Caving / spelunking Cliff diving Cliff jumping Deepelling Deep-water soloing Free soloing High wire Ice climbing Jetpacking Mountaineering (up to 22,965 feet) Parachuting Paragliding / parapenting Potholing Rap jumping (up to 22,965 feet) Rappelling (up to 22,965 feet) Rock climbing (up to 22,965 feet) Speed flying Swimming with whales Trapeze Via ferrata

Blue activities are included in the Standard Plan. Orange and blue activites are included in the Explorer Plan.

Travel insurance. Simple & flexible.

Travel insurance for independent travelers. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Underwritten by: Nationwide

This information is for residents of the United States of America. Benefits herein are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all coverages and services. This advertisement does not constitute or form any part of the Certificate / Policy or any other contract of any kind. This plan is underwritten by: Nationwide Mutual Insurance Company and affiliated companies, Columbus, OH. Benefits are administered by: Trip Mate, Inc.*, 9225 Ward Parkway, Suite 200, Kansas City, MO, 64114, 1-844-207-1930 (*in CA, dba Trip Mate Insurance Agency) and 24-Hour Assistance Services are provided by Generali Global Assistance. Please Note: Plan benefits, limits, and provisions may vary by state jurisdiction. To review full plan details online, go to: www.worldnomads.com. CONDITIONS AND LIMITATIONS - Certain limitations and exclusions apply and are detailed in the Certificate / Policy. Please review your Certificate / Policy for complete policy details, which may include coverage variations based upon your state of residency. You can view or print your state specific information at www.worldnomads.com as your plan may include specific wording applicable to your state of residence. If you purchase this plan and you are not satisfied with your plan for any reason, you may return the Plan Certificate / Policy and the Confirmation / Declaration within 10 days of receipt and your plan payment will be refunded, provided you have not filed a claim or departed on your trip.