Travel Insurance for Trip Delays
What happens if I hit a scheduling snag?
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You’ve been planning your trip to the Galapagos Islands (and dreaming about frolicking sea turtles) for months… and now your trip is finally here. You’ve checked in your gear and are ready for your flight – only to be alerted that your plane has mechanical problems, and you won’t be able to leave until the following day.
Unfortunately, while irksome incidents such as trip delays are rarely anticipated, they can happen. And when they do, knowing you have travel insurance in your back pocket can help get your trip back on track… and calm you down fast.
- What's covered
- How to file a claim
- What's not covered
- What's the difference between trip delay and trip interruption?
What's covered
There are a several events that can cause a trip delay. World Nomads covers delays of six hours or more when caused by:
- Traffic accidents you’re not directly involved in;
- Unannounced employee strikes;
- Closed roadways that stop you from getting to your destination;
- Delays of your transportation carrier (including weather-related delays and mechanical breakdowns).
Don’t forget to read your World Nomads policy, which explains in more detail the types of situations that are covered under trip delay.
If your event is covered under trip delay, then you’ll be reimbursed up to the maximum plan benefit for:
- Basic expenses, such as food, local transportation and accommodation, that you had to pay for because of the delay;
- Any non-refundable, pre-paid portions of your trip that you’ve had to forfeit because of the delay (such as a hotel night or a tour).
How to file a claim
To help ensure a seamless reimbursement, you will want to hold on to any receipts or other documentation for World Nomads, because (sadly) we can’t travel with you, so we have no way of knowing what happened. When you submit your claim, make sure that you provide your receipts along with your original and new travel itineraries.
What's not covered
Not every incident that can cause a trip delay is going to be claimable... here are a few things that aren’t covered:
- Delays of less than six hours. Are they inconvenient? Yes. But hey, an extra few hours is more likely to give you spare time to stroll a medieval village than to totally ruin your trip, so they are not covered.
- Personal delays. So, your flight left but you weren’t on it. Whether or not you can be reimbursed for your delay will depend on why you missed the flight. Things like oversleeping and missing your ride or just not leaving yourself enough time to get to the airport aren't incidents that World Nomads is going to reimburse you for.
What's the difference between trip delay and trip interruption?
When it comes to World Nomads, a Trip Delay is defined as when you are delayed for at least six hours, hindering you from getting to your destination.
A Trip Interruption is when something happens that prevents you from taking advantage of your full itinerary or causes you to end your trip early, such as breaking your leg during a ski trip, and your doctor advises returning home from so that you can recover. It’s not fun, but as we all learned, it happens. For more information on Trip Interruption, go to our Help Center.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $10,000
- Standard Plan: $2,500
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $100,000
- Standard Plan: $100,000
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital urgently?
We’ve got your back.
Emergency Evacuation
Emergency medical transportation: we’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $300,000
Emergency Evacuation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Accident & Sickness Medical Expense
- Repatriation of Remains
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage & Personal Effects
- Baggage Delay (outward journey only)
- Rental Car Damage – where permissible
- Accidental Death & Dismemberment
- Generali Global Assistance 24-Hour Assistance Services
- Generali Global Assistance Non-Medical Emergency Transportation Services
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada)
Wherever you are, we’re here 24/7 to help you in any emergency.
Emergency Assistance, World Nomads
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Coronavirus (COVID-19) and travel - what you need to know
Please read your plan documents carefully. Cancellations due to fear of travel are not covered. However, our plans may provide coverage if you become injured or ill prior to your trip or while on your trip. Learn more here: www.worldnomads.com/travel-insurance/coronavirus.
About Coronavirus