Travel Insurance for Pregnancy
Travel insurance for soon to be mums.
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Just because you’re pregnant doesn’t mean you can’t still see the world! If you’ve already booked travel, or if you want to take a babymoon to enjoy a vacation before your bundle of joy comes along, our travel insurance policies can help look after you and your unborn child should something go wrong.
What’s covered when you’re pregnant
Being pregnant doesn’t mean you can’t get travel insurance. You can still be covered if you suffer an accident or unforeseen illness that’s not related to your pregnancy, if your valuables are stolen or you experience any of the other covered events on your policy. You may also be covered for the following as a result of complications of pregnancy:
- Emergency medical care, including evacuation back home if deemed necessary.
- Hospitalization.
- Ambulances.
- Pregnancy complications such as ectopic pregnancy, miscarriage, pre-eclampsia, and other medical and surgical conditions of similar severity.
- Trip cancellation due to complications of pregnancy or pregnancy that requires hospitalization.
If something does happen when you’re travelling, you can contact our 24-hour multi-lingual assistance teams who can refer you to the nearest hospital, set up direct payments to the medical facility and help you navigate local customs.
What’s not covered?
It’s important to be aware that any non-emergency expenses caused by or related to your pregnancy aren’t covered, such as routine prenatal care including ultrasounds and blood tests. Other pregnancy events that may not be covered include:
- Normal labor and childbirth, even if you give birth whilst traveling.
- Treatment of other conditions associated with a difficult pregnancy.
- Pre-existing medical conditions that may be exacerbated by your pregnancy.
- If you decide not to travel due to your pregnancy.
- If you are traveling against the advice of your doctor.
- If you are medically unable to travel at the time you book your travel arrangements.
Our travel insurance policies don’t cover everything so make sure you read your Policy Document, including the exclusions and the definition of ‘complications of pregnancy’.
Many of our plans have a free look period (See state specific plan for details) so that you can examine your coverage to see if it's the right fit for you, your baby and your travel needs. If you cancel during the "free look" period, the premium is refundable as long as you haven't started your trip or otherwise used the plan.
If you’re unsure about anything or have questions about how pregnancy might affect your cover, you can contact us.
Can I fly during pregnancy?
That’s up to you to discuss with your doctor but it may affect your travel insurance and if you’re covered. your airline might ask for a letter from your doctor confirming your expected due date and whether you’re at risk of any complications.
It is important to check your airline’s policy regarding pregnancy. If you get to the airport and your airline won’t let you fly, you may not be able to claim on your plan benefits as the airline denying your boarding due to a violation of their company policy is not an event covered under the plan.
As always, this information is a summary only and does not include all terms, conditions and exclusions. Be sure to read your plan document and if you’re not sure if something is covered or not, contact us.
How to get assistance if you're sick or injured while pregnant.
It’s essential that you get in contact with our emergency assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
- Your policy number
- A contact number for where you are now
- The nature of your problem
- Your location
Unable to travel in first trimester.
I unexpectedly became pregnant towards the end of November. I was planning on still going on the trip until my doctor diagnosed me with Hyperemesis Gravidarum. They recommend not leaving the country due to these complications in the first trimester of pregnancy.
M.McClendon. U.S Nomad.
Does travel insurance cover COVID-19?
World Nomads plans build in benefits that support you should you unexpectedly get sick while traveling. Our medical coverage includes benefits for serious illnesses, such as COVID-19, or being placed under strict quarantine by a physician or government mandate, among other scenarios.
Trip cancellation
This benefit helps you recover non-refundable, pre-paid trip costs when you have to cancel your trip for a covered reason, including for an unexpected sickness that keeps you from traveling.
Emergency medical
The only thing worse than catching COVID-19 is getting infected away from home. If you get sick with COVID-19 or another illness, you can get diagnostic tests to confirm your case and other emergency medical benefits.
Medical evacuation
If you're in an inadequate medical facility, our plans have benefits that can arrange a transfer to a hospital capable of treating your medical needs.
Trip interruption
During your travels, you might have to return home early. With trip interruption, you could get reimbursed for a one-way, economy-class ticket home and any pre-paid, unused portions of your trip if you need to change your plans for a covered reason.
Trip delay
Even when there isn’t a pandemic, traveling can have its bumps and hiccups. If your travels are delayed at least six hours by a covered event, you could get reimbursed for meals, hotels and other basic expenses.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $10,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $100,000
- Standard Plan: $100,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
Emergency medical transportation: we’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $300,000
Emergency Evacuation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Accident & Sickness Medical Expense
- Repatriation of Remains
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage & Personal Effects
- Baggage Delay (outward journey only)
- Rental Car Damage – where permissible
- Accidental Death & Dismemberment
- Generali Global Assistance 24-Hour Assistance Services
- Generali Global Assistance Non-Medical Emergency Transportation Services
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada)
Wherever you are, we’re here 24/7 to help you in any emergency.
Emergency Assistance, World Nomads
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
FAQ
Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
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If I decide to return home during my trip, is there cover for those expenses?
No, there's no cover for change of mind.
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If I fall pregnant before my trip, can I cancel?
The policy doesn’t cover cancellation for change of mind. If you have complications with your pregnancy, World Nomads can offer you cover.
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Do your policies cover pre-existing pregnancy complications?
No. There’s no cover for pre-existing pregnancy complications.
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Do both of your policies cover pregnancy?
Yes, both the Standard and Explorer policies cover pregnancy.
Coronavirus (COVID-19) and travel - what you need to know
Please read your plan documents carefully. Cancellations due to fear of travel are not covered. However, our plans may provide coverage if you become injured or ill prior to your trip or while on your trip. Learn more here: www.worldnomads.com/travel-insurance/coronavirus.
About Coronavirus