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Travel Insurance and Pregnancy

On the road with a bun in the oven

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Pregnancy shouldn't be a reason to stop your next adventure. But with a new addition on board, travel insurance cover may help you look after yourself and bub-to-be if you're suddenly injured or have unexpected complications with your pregnancy while travelling.

What does pregnancy travel insurance cover?

If you're travelling and have a pregnancy complication due to a sudden illness or injury (outside the period between 12 weeks before and 12 weeks after your due date), our policies may cover:

Emergency medical treatment.
Hospitalisation.
Ambulances.
Transport to get you home for ongoing treatment (if medically required).
24/7 Emergency Assistance teams.
Cover for Coronavirus-related events. You can check out our Coronavirus cover article which has all of the details, including benefit limits and exclusions.

To find out all the details on our travel insurance cover for pregnancy you can read our Help Center article for British travellers.

It’s also a good idea to check with the airline before you pay for your ticket to see if they have any restrictions on carrying a pregnant person.

What we won’t cover

We won’t cover a number of circumstances including, but not limited to:

Having a pre-existing medical condition that results in complications.
Normal costs or losses associated with pregnancy or childbirth. This includes medical care such as your antenatal check-ups and scans and the costs associated with giving birth, and care for a newborn baby.
Doing anything illegal.
Travelling against the advice of a medically qualified doctor.
Drugs or alcohol-related injuries.
Deliberate self-injury or wilful exposure to exceptional risk.

This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so please read your Policy Wording carefully before you buy for all the details.

How to get assistance if you're sick or injured while pregnant

It’s essential that you get in contact with our 24/7 Emergency Assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.

So that they can assist you quickly, please be ready with the following:

Your policy number
A contact number for where you are now
The nature of your problem
Your location

FAQ

Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

If I decide to return home during my trip, is there cover for those expenses?
No, there's no cover for change of mind.

If I fall pregnant before my trip, can I cancel?
The policy doesn’t cover cancellation for change of mind. If you have complications with your pregnancy, World Nomads may offer you cover.

Do your policies cover pre-existing pregnancy complications?
No. There’s no cover for pre-existing pregnancy complications. Not sure if this is you? Contact customer service for more information.

Do both of your policies cover pregnancy?
Both the Standard and Explorer Plans may cover pregnancy complications that arise from unexpected injury or illness outside of the period between 12 weeks either side of the due date, but no routine or normal costs associated with pregnancy or childbirth.

Reconnect with the world with our travel insurance cover for some Coronavirus-related events

Itching to travel again?

Explore the world with our plans that provide cover for some Coronavirus-related (including COVID-19 related) events, including emergency overseas medical, evacuation, cancellation cover and more. Find out what cover applies to your Country of Residence, and the key benefit limits depending on which plan you purchase. Happy and safe travels!

Overseas medical expenses and repatriation home

If a qualified medical practitioner diagnoses you with Coronavirus while you’re travelling, we may offer emergency medical benefits to help you get back on your feet, as well as emergency transport to the nearest or most appropriate medical facility or back home to the UK to recover.

Standard plan:
£5,000,000

Explorer plan:
£10,000,000

Repatriation of your remains

If the worst happens and you die from Coronavirus while overseas, we offer benefits to help your family with the costs of a funeral, or if available, bringing you back to your home country.

Standard plan:
£5,000

Explorer plan:
£5,000

Coronavirus Travel Costs section (cancellation and curtailment pre and on-trip)

Had to cancel your trip because you, a travel companion or a close relative in the UK have been diagnosed with Coronavirus? Our cover may help with your cancellation costs.