Photo © Simone Becchetti/Stocksy

Travel Insurance for Pregnancy

Travel insurance for soon to be mums.

Get a price

Trusted by:

Trusted by:

This information is for all travellers except: Americans, Australians, Brazilians, British, Canadians, Irish, and New Zealanders.

You’re excited, you’ve got your overseas trip booked and you’re all ready to go… then you find out you’re pregnant. You're super excited but worried about what this might mean for your trip away.

Don’t worry – this doesn’t mean you have to cancel your trip as many of our World Nomads travelers are pregnant when they travel overseas.

You do however need to check your policy as there are some additional conditions and exclusions that apply if you’re pregnant and vary depending on how far along you are.

What’s covered by travel insurance if i'm pregnant?

Timing is everything in this world and so it is with your pregnancy and travel. Check your policy closely as insurance coverage depends on how many weeks pregnant you are and your country of residence.

Assuming everything is normal with your pregnancy, you’ve met the conditions of cover, and while traveling you're suddenly ill, injured or have an unexpected pregnancy complication (including an ectopic pregnancy or miscarriage), you will be covered for:

Emergency medical treatment
Hospitalisation
Ambulances
Medical evacuation and repatriation to your country of residence (if medically required)
Cancellation of
24 hour/7 day emergency assistance team

In addition, if you have to cancel your trip because you're unfit to travel and the doctor signs off on it, you may be covered for your pre-paid, non-refundable transport and accommodation costs.

What’s not covered?

If you travel while pregnant outside the coverage timeframes you will not be covered. In addition, you will not be covered for:

Any cancellation expenses if you change your mind and decide not to travel due to your pregnancy
If you’ve previously experienced complications in a prior pregnancy then we won’t cover you for any subsequent pregnancies.
Routine pregnancy check-ups, e.g. standard ultrasounds and blood tests; pregnancy tests; etc
Fertility treatments at any time
Expenses incurred in your home country.
Pre-existing conditions which may be exacerbated in your pregnancy

This is not a full list of what's covered and what's not covered so if you’re pregnant, have read your policy and are still unif you’ll be covered, call our team who will be able to help.

Important pregnancy dates you need to know before you travel

Insurance coverage depends on how many weeks pregnant you are so check your policy closely which will specify the pregnancy milestones you need to be aware of.

In addition, World Nomads will not cover any pregnant travellers for medical and maternity assistance including and after:

they reach the 26th week of pregnancy; and/or,
the 18th week of pregnancy when the pregnancy is the result of fertility treatment and/or you are expecting more than one child.

Conditions of cover

There are a number of conditions of cover you must meet to be eligible for insurance cover. These include:

The pregnancy must be normal as determined by a medical expert and without complications
You must not have been previously hospitalised or received treatment for pregnancy related complications
The symptoms of the acute illness or injury must have begun after you booked and paid for your trip and the insurance
You must not have previously been pregnant and experienced complications in that, or other, pregnancy/ies

How to get assistance if you're sick or injured while pregnant.

It’s essential that you get in contact with our emergency assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.

So that our Emergency Assistance teams can assist you quickly, please be ready with the following:

Your policy number
A contact number for where you are now
The nature of your problem
Your location

Reconnect with the world with our travel insurance cover for some Coronavirus-related events

Itching to travel again?

Explore the world with our plans that provide cover for some Coronavirus-related (including COVID-19 related) events, including emergency overseas medical, evacuation, cancellation cover and more. Find out what cover applies to your Country of Residence, and the key benefit limits depending on which plan you purchase. Happy and safe travels!

Overseas medical expenses

If a qualified medical practitioner diagnoses you with Coronavirus while you’re travelling, we may offer emergency medical benefits to help you get back on your feet.

Standard plan:
$5,000,000

Explorer plan:
Unlimited

Medical transport & repatriation home

If you become seriously sick or injured during your trip (and it's not considered a 'pre-existing medical condition' as defined in the policy wording) we may be able to help with cover for medical transport to the nearest or most appropriate medical facility, or back home to recover.

Standard plan:
$500,000

Explorer plan:
$500,000

Funeral expenses or repatriation of your remains

If the worst happens and you die from Coronavirus while overseas, we offer benefits to help your family with the costs of a funeral overseas, or if available, bringing you back to your home country.

Standard plan:
$15,000

Explorer plan:
$15,000

Coronavirus Travel Costs section (cancellation and curtailment pre and on-trip)

Had to cancel your trip because you, a travel companion, or your close relative back home have been diagnosed with Coronavirus? Our cover may help with your cancellation costs.