Travel Insurance for Pregnancy
Travel insurance for soon to be mums.
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For information relating to policies purchased prior to 7 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 7 November 2022, please see below.
- Conditions of cover you should know
- What travel insurance will cover during pregnancy
- What we won't cover
- How to get assistance if you're sick or injured while pregnant
Pregnancy shouldn't be a reason to stop your next adventure. But with a new addition on board, travel insurance may help you look after yourself and bub-to-be if you're suddenly injured or have unexpected complications of pregnancy while travelling.
Conditions of cover you should know
The policy wording outlines all conditions of cover when you and other insured persons are travelling. This includes travelling with and presenting your European Health Insurance Card (EHIC) to medical providers when receiving medical treatment within the European Economic Area (EEA) or Switzerland.
What travel insurance will cover during pregnancy
If you're travelling and experience a sudden illness or injury arising from a complication of pregnancy, our policies offer cover for:
- Emergency medical treatment abroad
- Hospitalisation
- Ambulances
- Medical evacuation and repatriation
- 24/7 Emergency Assistance
What we won't cover
We won’t cover a number of circumstances including, but not limited to:
- Travelling against the advice of a medical practitioner.
- Expected costs arising from the 37th week of pregnancy such as the expected childbirth; planned medical assistance with delivery, including a Caesarean section, a scheduled pregnancy-related treatment etc; or care of the newborn child.
- Doing anything illegal.
- Drug or alcohol-related injuries or illnesses.
- Deliberate self-harm or wilful or reckless exposure to exceptional risk.
How to get assistance if you're sick or injured while pregnant
Seek medical assistance if it is an emergency – your hotel, tour guide or accommodation provider may be able to help.
If you have private health insurance/private medical insurance at home, this may extend to cover you for your pregnancy while abroad. In a medical emergency, you will need to contact your health insurer first and follow their emergency medical and claims procedures. Once you are able to contact us, your travel insurer, let us know your condition and the circumstances of your injury or illness.
Our 24/7 Emergency Assistance team can help you get in touch with local medical assistance and direct you to what to do next. Make sure you keep any receipts in case you need to make a claim, and keep in contact with our Emergency Assistance team until you no longer require treatment or assistance.
If you are travelling in the EEA or Switzerland, you must travel with your European Health Insurance Card (EHIC) to access medically necessary, state provided healthcare.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
How to get assistance if you're sick or injured while pregnant.
Note that if you have private health insurance/private medical insurance at home, this may extend to cover you for your pregnancy while abroad. In a medical emergency, you will need to contact your health insurer first and follow their emergency medical and claims procedures. Once you are able to contact us, your travel insurer, we ask that you let us know of your condition and the circumstances of your injury or illness.
If you are travelling in the EEA or Switzerland, you must travel with your European Health Insurance Card (EHIC) to access medically necessary, state provided healthcare.
24/7 Emergency Assistance
It’s essential that you get in contact with our 24/7 Emergency Assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.
So that they can assist you quickly, please be ready with the following:
- Your policy number
- A contact number for where you are now
- The nature of your problem
- Your location
Unable to travel.
My Wife, pregnant 8 weeks and 3 days, went today to the gynecologist for a checkup following abdominal pain. The doctor diagnosed that the pregnancy was at risk and therefore she can't travel and needed complete rest.
Italian Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation before you leave home.
- Explorer Plan: €10,000
- Standard Plan: €4,000
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Abroad Medical Expenses
Take the pain out of medical costs while traveling abroad.
- Explorer Plan: €12,500,000
- Standard Plan: €3,750,000
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transport
Expenses included in Emergency Medical limits.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear (just not sports equipment when in use).
- Explorer Plan: €2,500
- Standard Plan: €1,250
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Overseas Medical & Dental Expenses
- 24 hour Emergency Assistance
- Emergency Medical Transport
- Repatriation & Travel Expenses
- Pre-Trip Cancellation
- Trip Interruption (Explorer)
- Resumption of Trip (Explorer)
- Travel Delay (Explorer)
- Missed connection (Explorer)
- Hijacking (Explorer)
- Baggage & Personal Items
- Passport & Travel Documents
- Personal Liability
- Rental vehicle insurance excess (Explorer)
- Personal accident
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
| Country of residence | Phone |
|---|---|
| Belgium | +32 (0)2 808 66 32 |
| Denmark | +45 89 87 30 23 |
| Germany | +49 (0)335 5622 3012 |
| Ireland | +353 (0) 90 640 6460 |
| Netherlands | +31 (0)20 8080731 |
Contact the team
Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.
Emergency Assistance, World Nomads
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
FAQ
Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.
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If I decide to return home during my trip, is there cover for those expenses?
No, there's no cover for change of mind.
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If I fall pregnant before my trip, can I cancel?
The policy doesn’t cover cancellation for change of mind. If you have complications with your pregnancy (which we define in the policy wording), World Nomads may offer you cover.
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Do your policies cover pre-existing pregnancy complications?
Yes, we offer cover for complications of pregnancy, even if you experience these conditions before buying a policy. 'Complications of pregnancy' are defined in the policy terms and conditions. You will need to be sure your doctor has confirmed you are fit to travel for the duration of your trip in order for cover under the policy to apply.
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Do both of your policies cover pregnancy?
Both the Standard and Explorer Plans offer cover for sudden illness or injury, including when they arise from your complications of pregnancy.