Air travel can often involve stopovers, especially if you’re doing a long-haul flight or flying to remote locations. If you’re transiting through a destination, it can be tempting to spend a few days exploring it to break up your travel. So, what are you covered for (and not covered for) if you remain in the airport, or if you leave the airport on longer stopovers?
Our policies may cover you during a quick stopover/transit through the airport where you do not leave the airport.
When purchasing your policy, you do not have to declare the stopover country or region if you are only transiting and do not leave the airport.
If you want to explore the stopover destination and therefore leave the airport, you will need travel insurance for that destination if you want to be covered for unexpected events.
For stopovers that involve you leaving the airport you will need to select the country or region where you intend to stopover when you purchase your policy. If you do not select the region or country when purchasing your policy, you may not be covered in that destination should something go wrong.
If you meet the qualifying conditions for cover during your stopover or transit, you will be covered under the full terms of your policy type as shown on the Certificate of Insurance (COI).
Depending on your Country of Residence and the plan you have selected, World Nomads offers coverage (up to the policy limits) for:
World Nomads offers two plans – Standard and Explorer. Each policy provides different levels of coverage depending on what you need:
You can extend your policy before 11:59pm based on the time and date in the capital city of your country of residence on the end date shown on your COI.
If you cannot extend your policy before it expires, you can buy a new policy while travelling. This new policy will be subject to a 72 hour waiting period. Please see the Policy Wording for more information.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
We’re here to help if you have a question about travel insurance. We’re available:
For policies purchase on or after 2 December 2018:
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For policies purchased before 2 December 2018:
Coronavirus (COVID-19) and travel - Need to know before you buy
Our policies provide cover for some coronavirus-related events. Cover is not available for loss arising from: government intervention including travel bans, border closures or broadly imposed quarantine requirements; events for which the US Department of State has issued a ‘Do Not Travel’ warning for your destination(s); or failure to follow advice from official bodies. Your ability to travel may be affected by travel restrictions. Check your cover and the latest government advice and our travel insurance alerts.