| Activity | Level | Special Conditions | Special Exclusions |
|---|
| Abseiling (rappelling, rapping, rap jumping, deepelling, abbing) See also climbing, mountaineering and expeditions. |
Level 3 |
N/A |
3 |
| Acrobatics (see gymnastics or trapeze) |
Level 1 |
N/A |
N/A |
| Aerial safari |
Level 1 |
N/A |
N/A |
| Aerobics |
Level 1 |
N/A |
N/A |
| Air guitar |
Level 1 |
N/A |
N/A |
| American Football (Gridiron) |
Level 1 |
N/A |
N/A |
| Archery |
Level 1 |
N/A |
N/A |
| Athletics |
Level 1 |
N/A |
N/A |
| Au Pair/nanny (paid or volunteer childcare) |
Level 1 |
N/A |
N/A |
| Australian Rules Football (AFL) |
Level 1 |
N/A |
N/A |
| Backpacking up to 3,000 metres |
Level 1 |
N/A |
N/A |
| Backpacking up to 6,000 metres |
Level 3 |
N/A |
N/A |
| Backpacking over 6,000 metres |
Not covered |
N/A |
N/A |
| Badminton |
Level 1 |
N/A |
N/A |
| Ballet |
Level 1 |
N/A |
N/A |
| Ballooning - hot air |
Level 1 |
N/A |
N/A |
| Ballroom dancing |
Level 1 |
N/A |
N/A |
| Banana Boat Rides |
Level 1 |
N/A |
N/A |
| Bar work (hospitality, manual work) |
Level 1 |
N/A |
N/A |
| BASE Jumping/B.A.S.E. Jumping |
Not covered |
N/A |
N/A |
| Baseball |
Level 1 |
N/A |
N/A |
| Basketball |
Level 1 |
N/A |
N/A |
| Bicycle polo |
Level 2 |
N/A |
N/A |
| Big Game Hunting |
Not covered |
N/A |
N/A |
| Black Water Rafting (cave tubing) (grades 1 - 5) |
Level 1 |
N/A |
N/A |
| BMX - off road/on track/cross country (see also mountain biking) |
Level 3 |
N/A |
1 |
| BMX - on road |
Level 1 |
N/A |
1 |
| Boating (outside coastal waters) |
Level 2 |
N/A |
N/A |
| Boating (inland/coastal waters) |
Level 1 |
N/A |
N/A |
| Bobsled (non-snow track) |
Level 1 |
N/A |
N/A |
| Bobsled/Bobsleigh (in snow) |
Level 1 |
1 |
N/A |
| Bouldering (see also rock climbing) |
Level 3 |
N/A |
N/A |
| Bowling (lawn, ten-pin, nine-pin, candlepin, duckpin and five-pin bowling, bowls, pétanque & boules) |
Level 1 |
N/A |
N/A |
| Boxing (gym or outdoor training) |
Level 1 |
1 |
N/A |
| Bull riding |
Not covered |
N/A |
N/A< |
| Bungee/Bungy jumping |
Level 1 |
N/A |
5 |
| Bushwalking up to 3,000 metres |
Level 1 |
N/A |
N/A |
| Bushwalking up to 6,000 metres |
Level 3 |
N/A |
N/A |
| Bushwalking over 6,000 metres |
Not covered |
N/A |
N/A |
| Bushcraft |
Level 1 |
N/A |
N/A |
| Camel Riding (day tour/single ride) |
Level 1 |
N/A |
N/A |
| Camel Trekking (overnight/main mode of transport) |
Level 1 |
N/A |
N/A |
| Camping up to 3,000 metres (see also mountaineering and expeditions) |
Level 1 |
N/A |
N/A |
| Camping up to 6,000 metres (see also mountaineering and expeditions) |
Level 3 |
N/A |
N/A |
| Camping over 6,000 metres |
Not covered |
N/A |
N/A |
| Canoeing (inland or coastal waters grades 1 - 5) |
Level 1 |
N/A |
N/A |
| Canoeing (outside coastal waters, including sea canoeing) |
Level 2 |
N/A |
4 |
| Canyon Swing |
Level 1 |
N/A |
N/A |
| Canyoning |
Level 1 |
N/A |
N/A |
| Capoeira Dancing |
Level 1 |
N/A |
N/A |
| Cave diving (see Scuba diving) |
Not covered |
N/A |
N/A |
| Cave tubing |
Level 1 |
1 |
N/A |
| Cavern diving (over 40 metres) |
Not covered |
N/A |
N/A |
| Cavern diving (to 40 metres - see also Scuba diving) |
Level 3 |
4 |
2 |
| Caving (sightseeing/tourist attraction) |
Level 1 |
N/A |
N/A |
| Caving/spelunking/potholing |
Level 3 |
N/A |
N/A |
| Cheerleading |
Level 1 |
N/A |
N/A |
| Clay Pigeon Shooting |
Level 1 |
N/A |
N/A |
| Cliff diving |
Not covered |
N/A |
N/A |
| Competing at international events as a national representative |
Not covered |
N/A |
N/A |
| Crewing of a vessel less than 60 miles from a safe haven |
Level 2 |
N/A |
N/A |
| Crewing of a vessel more than 60 miles from a safe haven |
Not covered |
N/A |
N/A |
| Cricket |
Level 1 |
N/A |
N/A |
| Croquet |
Level 1 |
N/A |
N/A |
| Cruising (passenger on a cruise ship) |
Level 1 |
N/A |
N/A |
| Cruising (crewing on a cruise ship) |
Not covered |
N/A |
N/A |
| Curling |
Level 1 |
N/A |
N/A |
| Cycling (incidental to the trip; independent touring; on organised tour, up to 3,000 metres in elevation) |
Level 1 |
N/A |
N/A |
| Cycling (incidental to the trip; independent touring; on organised tour, up to 6,000 metres in elevation) |
Level 3 |
N/A |
Cycling Yungas Road (Death Road) |
| Cycling (over 6,000 metres in elevation) |
Not covered |
N/A |
N/A |
| Dance (ballet, ballroom, capoeira, salsa, interpretive dance) |
Level 1 |
N/A |
N/A |
| Dancing |
Level 1 |
N/A |
N/A |
| Darts |
Level 1 |
N/A |
N/A |
| Deep sea fishing |
Level 2 |
N/A |
Commercial fishing |
| Deep water soloing |
Not covered |
N/A |
N/A |
| Deepelling |
Level 3 |
N/A |
N/A |
| Dirt Boarding |
Level 1 |
N/A |
N/A |
| Dodge Ball |
Level 1 |
N/A |
N/A |
| Dog Sledding |
Level 1 |
N/A |
Dog sledding in inaccessible areas; on unrecognized trails; racing; time trials and endurance events |
| Dragon Boating (inland or coastal waters) |
Level 1 |
N/A |
N/A |
| Dragon Boating (outside coastal waters) |
Level 2 |
N/A |
4 |
| Dune Buggy |
Level 1 |
N/A |
N/A |
| Elephant Riding/Trekking |
Level 1 |
N/A |
N/A |
| Expeditions (any activity over 6,000 metres or more; any activity which is unsupported, exploratory or establishes new routes; any activity in remote or inaccessible regions; activities in the Arctic Circle, the Antarctic, or Greenland without a licensed tour operator and guide. |
Not covered |
N/A |
N/A |
| Extreme pursuits (other than as listed) |
Not covered |
N/A |
N/A |
| Fell Running/Walking (also see hiking, mountaineering and expeditions) |
Level 1 |
N/A |
N/A |
| Fencing |
Level 1 |
N/A |
N/A |
| Fishing (ice fishing) |
Level 3 |
N/A |
N/A |
| Fishing (inland or coastal waters) |
Level 1 |
N/A |
Rock fishing; commercial fishing |
| Fishing (outside coastal waters, deep sea fishing) |
Level 2 |
N/A |
N/A |
| Fitness Training |
Level 1 |
N/A |
N/A |
| Floorball |
Level 1 |
N/A |
N/A |
| Fly by wire |
Level 2 |
N/A |
N/A |
| Flying as a passenger in a glider or ultralight |
Not covered |
N/A |
N/A |
| Flying as a pilot or crew of any aircraft |
Not covered |
N/A |
N/A |
| Flying as a passenger while stunt flying, performing aerobatics |
Not covered |
N/A |
N/A |
| Flying as a passenger in a licensed scheduled or chartered aircraft or helicopter |
Level 1 |
N/A |
N/A |
| Football (soccer) |
Level 1 |
N/A |
N/A |
| Footgolf |
Level 1 |
N/A |
N/A |
| Free diving |
Not covered |
N/A |
N/A |
| Free soloing |
Not covered |
N/A |
N/A |
| Frisbee |
Level 1 |
N/A |
N/A |
| Fruit picking (WWOOFing, general farm work, manual work) |
Level 1 |
N/A |
N/A |
| Glacier walking (ice walking) |
Level 1 |
N/A |
N/A |
| Gliding |
Not covered |
N/A |
N/A |
| Go Karting |
Level 1 |
N/A |
N/A |
| Golf |
Level 1 |
N/A |
N/A |
| Gridiron |
Level 1 |
N/A |
N/A |
| Gym training (aerobics, spinning, zumba, body pump, weight training, cross training, crossfit) (See also boxing and martial arts) |
Level 1 |
N/A |
Powerlifting |
| Gymnastics (also see trapeze) |
Level 1 |
N/A |
5 |
| Handball |
Level 1 |
N/A |
N/A |
| Hang gliding |
Level 3 |
N/A |
5 |
| Hazardous activities (other than as listed) |
Not covered |
N/A |
N/A |
| High altitude climbing, mountaineering or expeditions over 6,000 metres |
Not covered |
N/A |
N/A |
| High diving up to 10 metres |
Level 1 |
N/A |
Cliff diving |
| Hiking up to 3,000 metres (scrambling, hillwalking) see also mountaineering and expeditions |
Level 1 |
N/A |
3 |
| Hiking up to 6,000 metres (scrambling, hillwalking) see also mountaineering and expeditions |
Level 3 |
N/A |
3 |
| Hiking over 6,000 metres |
Not covered |
N/A |
N/A |
| Hockey (floor hockey or ice hockey in indoor/outdoor rink). For frozen lake/frozen river, select Hockey - frozen lake/frozen river |
Level 1 |
N/A |
N/A |
| Horse riding (bare back) |
Not covered |
N/A |
N/A |
| Horse riding (polo) |
Not covered |
N/A |
N/A |
| Horse riding (rodeo) |
Not covered |
N/A |
N/A |
| Horse riding (equestrian, dressage, show jumping, eventing) |
Level 3 |
N/A |
N/A |
| Horse Riding (leisure/social/non-competitive riding) |
Level 1 |
N/A |
N/A |
| Hot Air Ballooning (ballooning) |
Level 1 |
N/A |
N/A |
| Hunting |
Level 3 |
N/A |
Big game hunting |
| Hydrofoiling |
Level 1 |
N/A |
N/A |
| Hydrospeeding (grades 1 - 5) |
Level 1 |
N/A |
N/A |
| Ice climbing (see also mountaineering) |
Level 3 |
N/A |
3 |
| Ice fishing |
Level 3 |
N/A |
N/A |
| Ice Hockey (indoor/outdoor rink) |
Level 1 |
N/A |
N/A |
| Ice Hockey (frozen lake or river) |
Level 3 |
N/A |
N/A |
| Ice Skating (indoor/outdoor rink) |
Level 3 |
N/A |
N/A |
| Ice Skating (frozen lake or river) |
Level 3 |
N/A |
N/A |
| In-line Skating |
Level 1 |
N/A |
N/A |
| Jet Boating (inland/coastal waters, grades 1 - 2) |
Level 1 |
N/A |
N/A |
| Jet skiing (inland/coastal waters, grades 1 - 2) |
Level 1 |
N/A |
N/A |
| Kayaking (inland/coastal waters, grades 1 - 5 including white water, sea kayaking) |
Level 1 |
N/A |
N/A |
| Kayaking (outside coastal waters, including sea kayaking) |
Level 2 |
N/A |
4 |
| Kite boarding (on land or water) |
Level 1 |
N/A |
N/A |
| Kite buggy |
Level 2 |
N/A |
N/A |
| Kite flying |
Level 1 |
N/A |
N/A |
| Kite surfing |
Level 1 |
N/A |
N/A |
| Kite wing (land, water) |
Level 2 |
N/A |
N/A |
| Kite wing (snow) |
Level 2 |
N/A |
N/A |
| Korfball |
Level 1 |
N/A |
N/A |
| Lacrosse |
Level 1 |
N/A |
N/A |
| Land surfing |
Level 2 |
N/A |
N/A |
| Lawn bowling |
Level 1 |
N/A |
N/A |
| Live Action Role Play (LARP) |
Level 1 |
N/A |
N/A |
| Martial arts (cage fighting, mixed martial arts, kick boxing, Muay Thai) |
Not covered |
N/A |
N/A |
| Martial arts (other than Judo & Karate) |
Not covered |
N/A |
N/A |
| Martial arts (Judo, karate) |
Level 1 |
N/A |
N/A |
| Martial arts (non-contact, for example Tai Chi) |
Level 1 |
N/A |
N/A |
| Martial arts competitions or bouts |
Not covered |
N/A |
N/A |
| Mongol Rally |
Not covered |
N/A |
N/A |
| Moped riding |
Level 1 |
2 |
N/A |
| Motor biking (off road, trail bike riding) |
Level 2 |
2 |
N/A |
| Motor biking (on road) |
Level 1 |
2 |
N/A |
| Motor biking (pillion passenger with a licensed driver on road) |
Level 1 |
N/A |
N/A |
| Motor racing (driver or passenger in a motor sport show, race, competition or rally) |
Not covered |
N/A |
N/A |
| Motor racing experience (passenger only in a car with a race car driver on a controlled track) |
Level 1 |
N/A |
N/A |
| Motocross |
Not covered |
N/A |
N/A |
| Mountain biking (downhill /on and off road / cross country) up to 3,000 metres in elevation) |
Level 1 |
N/A |
N/A |
| Mountain biking (downhill / off and road / cross country) up to 6,000 metres in elevation |
Level 3 |
N/A |
Cycling Yungas Road (Death Road) |
| Mountain biking over 6,000 metres |
Not covered |
N/A |
N/A |
| Mountain guide (mountaineering; rock climbing instructor or guide using ropes or specialist equipment) |
Not covered |
N/A |
N/A |
| Mountaineering to 6000 metres (with ropes, picks or specialist climbing equipment) see also expeditions |
Level 3 |
1 |
3 |
| Multi-sport, triathlon, outdoor endurance (less than ultra-distance) |
Level 3 |
N/A |
N/A |
| Multi-sport, triathlon, outdoor endurance (ultra-distance or more) |
Not covered |
N/A |
N/A |
| Nanny/Au Pair (paid or volunteer childcare) |
Level 1 |
N/A |
N/A |
| Netball |
Level 1 |
N/A |
N/A |
| New climbing routes |
Not covered |
N/A |
N/A |
| Obstacle course/assault course/trim trail |
Level 3 |
N/A |
N/A |
| Office work (paid or volunteer clerical, non-manual work) |
Level 1 |
N/A |
N/A |
| Orienteering |
Level 1 |
N/A |
N/A |
| Outrigger canoeing (inland or coastal waters) |
Level 1 |
N/A |
N/A |
| Outrigger canoeing (outside coastal waters) |
Level 2 |
N/A |
4 |
| Outward Bound |
Level 3 |
N/A |
N/A |
| Paddle boarding |
Level 1 |
N/A |
N/A |
| Paint balling/airsoft |
Level 1 |
N/A |
N/A |
| Parachuting (more than 1 jump) |
Not covered |
N/A |
N/A |
| Parachuting (one jump only) |
Level 3 |
N/A |
5 |
| Paragliding/parapenting |
Level 3 |
N/A |
N/A |
| Parasailing (over water) |
Level 1 |
N/A |
N/A |
| Parasailing (over land) |
Level 3 |
N/A |
N/A |
| Parkour |
Not covered |
N/A |
N/A |
| Pickleball |
Level 1 |
N/A |
N/A |
| Potholing |
Not covered |
N/A |
N/A |
| Power lifting |
Not covered |
N/A |
N/A |
| Quad biking |
Level 2 |
N/A |
N/A |
| Racquetball |
Level 1 |
N/A |
N/A |
| Rambling |
Level 1 |
N/A |
N/A |
| Rap jumping |
Level 3 |
N/A |
3 |
| Rappelling |
Level 3 |
N/A |
3 |
| Retail work (shop assistant/manager, general retail, manual work) |
Level 1 |
N/A |
N/A |
| Rickshaw Run |
Not covered |
N/A |
N/A |
| Rifle range/sports shooting |
Level 3 |
N/A |
N/A |
| River boarding/hydrospeeding (grades 1-5) See also black water rafting. |
Level 1 |
N/A |
N/A |
| Rock climbing (indoor) |
Level 2 |
N/A |
N/A |
| Rock climbing (bouldering) |
Level 2 |
N/A |
3 |
| Rock climbing (outdoor under 6,000m - multi-pitch climbing / sport climbing / bolted / aid climbing / traditional climbing / top or bottom rope climbing - see also mountaineering) |
Level 3 |
N/A |
N/A |
| Rock climbing (outdoor - over 6,000m) |
Not covered |
N/A |
3 |
| Rock fishing |
Not covered |
N/A |
3 |
| Roller hockey |
Level 1 |
N/A |
N/A |
| Roller skating |
Level 1 |
N/A |
1 |
| Rollerblading |
Level 1 |
N/A |
1 |
| Rounders |
Level 1 |
N/A |
N/A |
| Rowing/sculling (inland/coastal waters) |
Level 3 |
N/A |
N/A |
| Rugby (League/Union) |
Level 1 |
N/A |
N/A |
| Running (marathon distance) |
Level 2 |
N/A |
N/A |
| Running (half marathon distance or less) |
Level 1 |
N/A |
N/A |
| Running (ultra marathon) |
Not covered |
N/A |
N/A |
| Running of the bulls |
Not covered |
N/A |
N/A |
| Safari tours |
Level 1 |
N/A |
Handling of big game or dangerous animals |
| Sail boarding (inland or coastal waters) |
Level 1 |
N/A |
N/A |
| Sailing (inland/coastal waters) |
Level 1 |
N/A |
N/A |
| Sailing (outside coastal waters) |
Level 2 |
N/A |
4 |
| Salsa dancing |
Level 1 |
N/A |
N/A |
| Sandboarding/sandskiing |
Level 1 |
N/A |
N/A |
| Scooter biking/riding |
Level 1 |
2 |
N/A |
| Scrambling (up to 3,000 metres) |
Level 1 |
N/A |
N/A |
| Scrambling (up to 6,000 metres) |
Level 3 |
N/A |
N/A |
| Scrambling (over 6,000 metres) |
Not covered |
N/A |
N/A |
| Scuba diving over 40 metres |
Not covered |
N/A |
N/A |
| Scuba diving to 30 metres |
Level 1 |
4 |
2 |
| Scuba diving (unqualified/learn to dive course/discover dive with qualified instructor) |
Level 1 |
4 |
2 |
| Scuba diving (cave diving) |
Not covered |
N/A |
N/A |
| Scuba diving (cavern diving over 40 meters) |
Not covered |
N/A |
N/A |
| Scuba diving (cavern diving to 40 meters) |
Level 3 |
4 |
2 |
| Scuba diving (commercial) |
Not covered |
N/A |
N/A |
| Scuba diving (paid or volunteer instructor or guide) |
Level 3 |
4 |
2 |
| Sculling |
Level 1 |
N/A |
N/A |
| Sea canoeing (outside coastal waters) |
Level 2 |
N/A |
4 |
| Sea canoeing (inland or coastal waters, grades 1 - 5) |
Level 1 |
N/A |
N/A |
| Sea kayaking (outside coastal waters) |
Level 2 |
N/A |
4 |
| Sea kayaking (inland or coastal waters, grades 1 - 5) |
Level 1 |
N/A |
N/A |
| Segway tours |
Level 3 |
N/A |
N/A |
| Shark cage diving (non-qualified at surface or qualified to scuba dive to 30 metres) |
Level 1 |
1 |
N/A |
| Shooting (rifle range/sports) |
Level 3 |
N/A |
N/A |
| Skateboarding (ramp, half pipe, skate park, street) |
Level 3 |
N/A |
N/A |
| Skeleton |
Level 3 |
N/A |
N/A |
| Ski instructor or guide (paid or volunteer) |
Level 3 |
3 |
1 |
| Ski joring |
Level 1 |
N/A |
1 |
| Skiing (cross country/nordic skiing on marked trails) |
Level 3 |
3 |
1 |
| Skiing (power assisted skiing) |
Level 3 |
3 |
1 |
| Skiing (snowblading) |
Level 3 |
3 |
1 |
| Skiing (on piste or off piste within resort boundaries) |
Level 3 |
3 |
1 |
| Skiing (backcountry/outside of resort boundary/alpine ski touring) |
Level 3 |
3 |
1 |
| Skiing (by helicopter/snow cat) |
Level 3 |
3 |
1 |
| Skiing (dry slope) |
Level 3 |
3 |
1 |
| Skiing (terrain park within resort) |
Level 3 |
3 |
1 |
| Skydiving (over 1 jump) |
Not covered |
N/A |
N/A |
| Skydiving (one jump only) |
Level 3 |
N/A |
5 |
| Sledding/Tobogganing/Snow Sleds/Snow Sleighs (on snow) |
Level 3 |
N/A |
N/A |
| Sleigh rides (horse drawn) |
Level 1 |
N/A |
N/A |
| Snooker |
Level 1 |
N/A |
N/A |
| Snorkeling |
Level 1 |
N/A |
N/A |
| Snow biking |
Level 1 |
N/A |
N/A |
| Snow kiting |
Level 3 |
N/A |
N/A |
| Snow rafting |
Level 1 |
N/A |
N/A |
| Snowboarding instructor or guide (paid or volunteer) |
Level 3 |
3 |
1 |
| Snowboarding (back country/outside of resort boundary/alpine ski touring) |
Level 3 |
3 |
1 |
| Snowboarding (by helicopter/snow cat) |
Level 3 |
3 |
1 |
| Snowboarding (dry slope) |
Level 3 |
3 |
1 |
| Snowboarding (on piste or off piste within resort boundaries) |
Level 3 |
3 |
1 |
| Snowboarding (terrain park within resort) |
Level 3 |
3 |
1 |
| Snowmobiling |
Level 1 |
N/A |
N/A |
| Snowmobiling (on frozen lakes and rivers) |
Not covered |
N/A |
N/A |
| Soccer |
Level 1 |
N/A |
N/A |
| Softball |
Level 1 |
N/A |
N/A |
| Spearfishing |
Level 2 |
N/A |
N/A |
| Speed Boating (inland/coastal waters) |
Level 1 |
N/A |
N/A |
| Speed Boating (outside coastal waters) |
Level 2 |
N/A |
4 |
| Speed flying |
Not covered |
N/A |
N/A |
| Speed trials |
Not covered |
N/A |
N/A |
| Spelunking (caving) |
Level 3 |
N/A |
N/A |
| Squash/Racquet ball |
Level 1 |
N/A |
N/A |
| Stand up paddle surfing/paddle boarding |
Level 1 |
N/A |
N/A |
| Stilt walking |
Level 1 |
N/A |
N/A |
| Stoolball |
Level 1 |
N/A |
N/A |
| Stunt flying |
Not covered |
N/A |
N/A |
| Surf boat rowing |
Level 1 |
N/A |
N/A |
| Surfing |
Level 1 |
N/A |
N/A |
| Swimming (outside coastal waters) |
Level 3 |
N/A |
N/A |
| Swimming (pool enclosed, inland or coastal waters) |
Level 1 |
N/A |
N/A |
| Swimming with whales/whale sharks (inside or outside coastal waters) |
Level 1 |
N/A |
N/A |
| Table tennis |
Level 1 |
N/A |
N/A |
| Tandem skydiving (one jump only) |
Level 3 |
N/A |
5 |
| Tandem skydiving (over 1 jump) |
Not covered |
N/A |
N/A |
| Tchoukball |
Level 1 |
N/A |
N/A |
| Teaching (paid or volunteer, child care, non-manual work) |
Level 1 |
N/A |
N/A |
| Tennis |
Level 1 |
N/A |
N/A |
| Ten-pin bowling |
Level 1 |
N/A |
N/A |
| Theme parks/fairgrounds |
Level 1 |
N/A |
N/A |
| Tough Mudder |
Level 3 |
N/A |
N/A |
| Trail bike riding (motor biking off road) |
Level 3 |
N/A |
N/A |
| Tramping (up to 3,000 metres) |
Level 1 |
N/A |
N/A |
| Tramping (up to 6,000 metres) |
Level 3 |
N/A |
N/A |
| Tramping (over 6,000 metres) |
Not covered |
N/A |
N/A |
| Trampolining |
Level 1 |
N/A |
N/A |
| Trapeze/High Wire |
Level 3 |
N/A |
5 |
| Trekking (up to 3,000 metres) |
Level 1 |
N/A |
N/A |
| Trekking (up to 6,000 metres) |
Level 3 |
N/A |
N/A |
| Trekking (over 6,000 metres) |
Not covered |
N/A |
N/A |
| Triathlon (less than ultra-distance) |
Level 3 |
N/A |
N/A |
| Triathlon (ultra-distance or more) |
Not covered |
N/A |
N/A |
| Tubing on rivers |
Level 1 |
N/A |
N/A |
| Tubing on snow |
Level 1 |
N/A |
N/A |
| Tuk Tuk (racing, hire without licensed driver, Rickshaw Run) |
Not covered |
N/A |
N/A |
| Ultimate Frisbee |
Level 1 |
N/A |
N/A |
| Via Ferrata |
Level 2 |
N/A |
N/A |
| Volleyball |
Level 1 |
N/A |
N/A |
| Wake skating |
Level 1 |
N/A |
5 |
| Wakeboarding |
Level 1 |
N/A |
5 |
| War gaming (online gaming) |
Level 1 |
N/A |
N/A |
| Water polo |
Level 1 |
N/A |
N/A |
| Water skiing |
Level 1 |
N/A |
5 |
| Water skiing (barefoot) |
Level 1 |
N/A |
5 |
| Weight training |
Level 1 |
N/A |
Powerlifting |
| White water kayaking (inland / coastal waters, grades 1-5)) |
Level 1 |
N/A |
N/A |
| White water rafting (grades 1-5) |
Level 1 |
N/A |
N/A |
| Windsurfing (inland or coastal waters) |
Level 1 |
N/A |
N/A |
| Windsurfing (outside coastal waters) |
Level 2 |
N/A |
4 |
| Wing Foiling |
Level 2 |
N/A |
N/A |
| Wingsuit flying |
Not covered |
N/A |
N/A |
| Work - Paid or Volunteer Instructor or guide (mountaineering, rock climbing or mountain guide where ropes or specialist equipment used) |
Not covered |
N/A |
N/A |
| Work - Paid or Volunteer Instructor or guide (in other covered activities) |
Level 2 |
N/A |
N/A |
| Work - Paid or Volunteer Instructor or guide (ski, snowboard, scuba dive) |
Level 3 |
N/A |
N/A |
| Work - Paid or Volunteer Manual Work (any work with power tools or working at height under 5 metres) |
Level 2 |
N/A |
N/A |
| Work - Paid or Volunteer Manual Work (hospitality, retail, general farm work) |
Level 1 |
N/A |
N/A |
| Work - Paid or Volunteer Non-Manual Work (teaching, clerical, childcare) |
Level 1 |
N/A |
N/A |
| Work - Paid or volunteer work at height over 5 metres, offshore rigs, underground or caves, operating machinery, working with dangerous animals/big game. |
Not covered |
N/A |
N/A |
| WWOOFing (general farm work, fruit picking, manual work) |
Level 1 |
N/A |
N/A |
| Yoga (class, alone/home practice) |
Level 1 |
N/A |
N/A |
| Yungas Road (Death Road) |
Not covered |
N/A |
N/A |
| Zip line |
Level 2 |
N/A |
N/A |
| Zorbing |
Level 1 |
N/A |
N/A |