Can I buy a travel insurance policy if I'm already overseas?

For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.

For citizen and legal residents, you are most welcome to buy a policy while already travelling...no problem at all!

You can buy a policy even if you’re already travelling, working, living or studying in another country.

If you buy a policy while away from home, there is a waiting period of 72 hours before the insurance takes effect. In the event of serious injury in connection with an accident, cover is available from the Start Date, subject to the accident being witnessed and verified by an independent third party.

You can also extend your trip while away from home by signing into your World Nomads membership, as long as you extend it before the policy End Date (before midnight on the End Date shown on your policy for the capital city of your country of residence and the same product remains available). The maximum policy duration is 12 months from the original date of issue; an extension is not available if you have claimed or need to claim on your policy.)

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.


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We’re here to help if you have a question about travel insurance. We’re available:

  • Monday to Friday 9:00am - 5:00pm (UTC/UTC+1)

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For policies purchase on or after 2 December 2018:


+353 21 237 8006

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For policies purchased before 2 December 2018:


+61 2 8256 1542

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