Photo © Miralex/IStock

A Knee Injury in the USA

How we helped when this nomad got injured while skiing in the USA

I should have called it quits for the day and headed into a bar for a warming Schnapps. Instead, I decided to take the last ski run down the mountain. As I was flying down the slopes, my left ski collided with my right, blowing out my left knee and causing me to tumble down the mountain. When eventually I came to a stop, I couldn't move. Thankfully, a passing skier called the ski patrol team and they came to my rescue within minutes.

How World Nomads helped

Emergency hospital care and treatment. (Medical costs totalled $2518.32, but policy had a $100 excess.)

CLAIM PAID: AUD 2.418,32

Need to make a claim?

This World Nomad’s claim may be different, even if the same thing happened to you. Your travel insurance policy explains what’s covered, what’s not covered and if any conditions or limits apply. Ask us if you have questions about coverage or need help to make a claim.

We cover 180 activities you love + more

Snow 28 activities

Water 38 activities

Air 9 activities

Land 61 activities

Sports 54 activities

Experiences 8 activities

Scuba diving
Surfing
Snowboarding
Skiing

Snow Activities
- Alpine ski touring Glacier walking Ice hockey Ice skating Ski joring Skidoos Skiing(cross country / nordic skiing on marked trails) Skiing(snowblading(on the designated run, skiing within resort boundaries)) Skiing / snowboarding(dry slope) Skiing / snowboarding(on piste or within resort boundaries) Skiing / snowboarding(terrain park within resort; excluding acrobatics) Sledding or Tobogganing Sleigh rides Snow mobiling Snow rafting Snowmobiling Tubing on snow

Water Activities
- Angling Banana boat rides Black water rafting / cave tubing (grades 1-5) Boating Canoeing Deep sea fishing Dragon boating Fishing Jet boating Jet skiing Kayaking Kite boarding Kite Surfing Kiteboarding on water Outrigger canoeing (inland or coastal waters within 3 nautical miles) River boarding grade 1 - 3 Rowing / Sculling(inland/coastal waters, White Water) Sail boarding Sailing Scuba diving (qualified to 50 metres) Scuba diving (unqualified/discover diving tour with qualified instructor) Sculling Sea canoeing Sea kayaking Snorkelling Stand up paddle surfing Surf boat rowing Surfing Swimming (pool; enclosed, inland or coastal waters within 3 nautical miles only) Swimming with whales/whale sharks (inside or outside coastal waters) Tubing on rivers (also see black water rafting) Water polo Water skiing (barefoot) Water skiing (excluding jumps) White water kayaking (grades 1-3) White water rafting (grades 1-3) Windsurfing (coastal waters within 3 nautical miles only) Yachting

Air Activities
- Abseiling Aerial safari Ballooning Canyon swing Flying (as a passenger in a licensed scheduled or chartered aircraft or helicopter) Flying (as a passenger in light aircraft) Hot air ballooning Passenger in a scheduled air charter Zip line

Land Activities
- Aerobics Air guitar Ballet Bowling Bowling (lawn or ten pin) Bushwalking up to 6,000 metres Camel riding/trekking Camping up to 3,000 metres in elevation Canyoning Caving (sightseeing/tourist attraction) Dance (including interpretive dance) Dog sledding Dune buggy Fell Running/Walking Fitness training Go karting Hiking up to 6,000 metres in elevation Hunting (excluding big game) In-line skating Kite buggy Kite flying Kite wing (land, water) Kiteboarding on land Land surfing Obstacle course/assault course/trim trail Orienteering Outdoor endurance, multi-sport, triathalon (less than ultra distance) Outward Bound Paint balling Potholing and Caving Quad biking Rock climbing (bouldering) Rock climbing (indoor) Roller blading / inline skating Safari tours Sandboarding Sandskiing Segway tours Skateboarding (ramp / half pipe; skate park; street) Snooker Stilt walking Tough Mudder Trekking on recognised routes up to 6000m Tuk Tuk (hired transport as a passenger) Walking (see hiking) War games (online gaming) Zorbing

Sports Activities
- American football Archery Athletics Badminton Baseball Basketball Capoeira dancingn contact Clay pigeon shooting Cricket Croquet Darts Dodge ball Equestrian activities Fencing Football (soccer) Frisbee Golf Gym training Gymnastics Handball Hockey (field) Horse riding Korfball Lacrosse Martial arts (judo, karate) Martial arts (kickboxing) Martial arts (non-contact) Martial arts training Netball Racquetball Rambling Rifle range/sports shooting Roller hockey Roller skating Rounders Rugby (League/Union) Running / jogging (marathon distance) Soccer Softball Squash Stoolball Table Tennis / Ping Pong Tchoukball Ten Pin Bowling Tennis Trampolining Ultimate frisbee Via Ferrata Volleyball Wakeboarding Wakeskating Weight training Yoga (in class or alone) Yoga (Yoga teacher)

Experience Activities
- Childcare Clerical General farm work Guide Hospitality Instructor Retail Teaching

All activities are included in the Standard and Explorer Plans.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

For policies purchased on or after 17 December 2021, your World Nomads policy is provided through Chubb Seguros:

Phone: +1 212 315-1806 (from anywhere in the world) Phone: 0800-591-1043 (from Brazil); or Whatsapp message: +54 911 3053-3959

For policies purchased on or before 16 December 2021, your World Nomads policy is provided through Zurich Seguros:
Phone: +1 877-660-2844 (from anywhere in the world) Phone: (11) 2526-9312 (from Brazil); or Whatsapp message: +57 316 851-0533

Travel insurance. Simple & flexible.

Travel insurance for independent travelers. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.